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Center for Policy & Stability
Independent Opinion · Hardship & Institutions

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7 Nov 2026Opinion
Response · Cost of Living & Housing

Brighton and Hove's housing record demands more than a bigger temporary system

On The Argus: Number of households in temporary housing in Brighton and Hove reaches new high

Brighton and Hove's record temporary accommodation caseload exposes a housing failure that must be judged by whether families reach permanent homes, not simply whether the council finds cheaper emergency rooms.

Read response· 1 min
7 Nov 2026Opinion
Response · Health & Affordability

US Hospitals’ Bad-Debt Surge Shows Medical Debt Is a System, Not a Misfortune

On beckershospitalreview.com: ‘The payer of last resort’: Where hospital bad debt, charity care rocketed the most

Rising hospital bad debt and charity care show that medical debt is a structural burden reaching insured and uninsured households alike.

Read response· 2 min
7 Nov 2026Opinion
Response · Health & Affordability

Ohio’s medical-debt bill should protect patients before the collectors arrive

On Highland County Press: Medical debt hit 1 in 4 Americans and 1 in 5 Ohioans last year, even the insured, study shows

Medical debt is a structural failure of American healthcare financing, and protecting patients requires more than keeping unpaid bills off credit reports.

Read response· 2 min
7 Nov 2026Opinion
Response · Corruption & Institutional Failure

John McDonnell and the FCA: Britain’s watchdogs cannot mark their own homework

On The Banker: FCA review of Epstein whistleblower’s death called into question

The FCA’s handling of Simon Andriesz’s death shows that an internal review can reproduce the institutional failure it is supposed to examine.

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6 Nov 2026Opinion
Response · Health & Affordability

Corewell Health's Case Shows Why Insurance Does Not End Medical Debt

On Medicaid Monitor: Corewell Health Sued Over Alleged Illegal Patient Debt Collection | Medicaid Monitor

The Corewell Health dispute illustrates that medical debt is a structural problem reaching insured households, not merely a consequence of lacking coverage.

Read response· 2 min
6 Nov 2026Opinion
Response · Health & Affordability

CommonSpirit and nonprofit hospitals are turning medical debt into a public burden

On Florida Courier: Nonprofit hospitals owe Black families more than medical debt

The CommonSpirit case shows that American medical debt is produced by institutional choices, not individual failure, and falls hardest on households with the least wealth.

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6 Nov 2026Opinion
Response · Work & Wages

Monster’s savings warning shows why a job no longer guarantees security

On Viral Press Desk: Financial Runway: Fewer Than 4 in 10 Workers Have Three Months of Savings | Viral Press Desk

The story highlights a labor market in which employment can provide income without providing the financial resilience needed to withstand interruption.

Read response· 1 min
6 Nov 2026Opinion
Response · Cost of Living & Housing

Brighton & Hove’s housing crisis is now a council-wide family emergency

On BBC News: Brighton & Hove households in temporary housing tops 2,300 - BBC News

Brighton & Hove’s temporary-accommodation record shows that housing failure has become a mass public-service crisis reaching children and people who may still be in work.

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6 Nov 2026Opinion
Response · Health & Affordability

Congress Cannot Price-Cut Its Way Out of America’s Medical-Debt Trap

On NPR: Health: How Can Congress Combat The Rising Cost Of Healthcare?

Employer insurance does not shield American households from medical-cost pressure, because coverage itself can impose costs large enough to create financial risk.

Read response· 1 min
Our Mandate

The Center documents poverty, hardship, and institutional failure in the world’s wealthiest countries — and connects stories usually reported in isolation into sustained, evidence-led argument. Every piece states its position and shows its sources.

Research Programs

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01

Poverty & Living Standards

Income, deprivation, and material hardship in the world's wealthiest countries.

0 analyses · 5 notes
02

Health & Affordability

Access to care, medical debt, and the cost of staying well.

0 analyses · 14 notes
03

Work & Wages

Unemployment, insecure work, and pay that no longer covers the basics.

0 analyses · 3 notes
04

Education

Unequal schooling, student debt, and the narrowing paths to opportunity.

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05

Cost of Living & Housing

Rents, homelessness, energy bills, and the prices households cannot avoid.

0 analyses · 8 notes
06

Corruption & Institutional Failure

When public institutions fail the people they exist to serve.

0 analyses · 7 notes