Islington’s Ms X case shows how councils can fail families in plain sight

On My London: Homeless mum gets £6.4k after Islington closed her housing case twice

Islington’s mishandling of Ms X’s case shows that a formal homelessness system can still leave a medically vulnerable parent and child in unsafe housing for years.

The Treasury’s homelessness budget still pays for failure after the crisis

On Inside Housing: The Treasury’s new homelessness prevention budget must change more than the accounts

The Treasury is beginning to track prevention, but England will not prevent homelessness while councils are forced to spend public money after families have already lost housing.

Enfield’s collapsed ceiling exposes the failure of housing called temporary

On Enfield Dispatch: Mother-of-five slams council after ceiling collapses

Enfield’s response to a family’s collapsed ceiling shows why temporary accommodation must be judged by safety and suitability, not simply whether a roof has been provided.

The Federal Reserve’s $1.3 Trillion Warning About Medical Debt

On ABC13 Houston: Americans' credit card debt reaches nearly $1.3 trillion

America’s credit-card record shows how medical debt belongs to a wider household debt system rather than a story of individual misfortune.

Food charity is no substitute for an adequate income

Britain should treat reliance on charitable food aid as a failure of income security, not as an acceptable way for households to cover the basics.

Bereaved families expose Parliament’s failure to make inquests produce reform

On Prison News: Bereaved families tell MPs inquests are adversarial and lessons go unlearned

Britain’s problem is not a shortage of findings but the absence of a reliable system that turns institutional failure into change.